Financial Tools and Calculators
We have a wide variety of financial tools and loan calculators to help you figure out the exact amounts of your loan payments and other financial needs. Scroll through this page to find every calculator you will ever need.
APR Calculator For Installment & Payday Loans
Discover rates/fees combined, how they add up for installment loans and payday loans online to calculate what it might cost.
Calculate loan APR
APR comparison
- $100 no fax loan with a $15 loan fee: 391% APR (payday loans are not annual; figures provided for comparison only).
- $100 bounced check with $54 NSF/merchant fees to be repaid in 14 days: 1,409% APR
- $100 credit card balance with a $37 late fee to be repaid in 14 days: 965% APR
- $100 utility bill with $46 late/reconnect fee to be repaid in 14 days: 1,203% APR
Know your lending rate
Use this handy rate calculator to calculate what the Annual Percentage Rate (APR) is on your overdraft charges, late fees or loans.
Personal Money Network is committed to providing everyone with timely, accurate information regarding consumer credit and the responsible use of money. Tools such as this loan calculator are one facet of our efforts to serve you. For more information about the financial services Personal Money Network can help you access, check out our Frequently Asked Questions page. If you’re looking for breaking news and information regarding the events that shape your financial world, the Personal Money Blog is not to be missed.