Payday Loans Kitchener

Searching for Payday Loans, Kitchener? Personal Money Network can help. Everyone falls on hard times. Sometimes you need a little emergency cash to keep the lights on and keep your car running so you can get to work. Personal Money Network is there for this reason. We want to help you achieve your goals. To that end, the lenders working with us offer a variety of lending products and can assist you in finding the loan that will best suit your situation. Be sure to talk to your lender upon receiving an approval to obtain more information about the types of loans you qualify for, as well as asking them any questions you may have before you sign a contract. This step is important, so don’t forget it.


Security is important in today’s fast paced digital world. This is why Personal Money Network uses industry standard best practices for internet security. Personal Money Network values your privacy. Identity theft is a common problem these days and without proper security, this sort of thing can happen to anyone. This is why it is important to us that you feel confident that your information is protected when requesting payday loans, Kitchener.

How are payday loans different?

Payday loans, Kitchener, differ from traditional loans with a bank in that they are for smaller dollar amounts and the loan is intended to be repaid on or before your next paycheque. This means that the loan is very short term and will only be approved for an amount of $1,000 or less. If you are considering needing a longer term, or borrowing a larger dollar amount, ask your lender about installment loans in Canada. These loans often allow you to borrow more money and are repaid in a set number of payments over a longer period of time and are one option for consumers in Canada to consider.

Convenience Matters

Online Payday Loans, Kitchener are more convenient than using a storefront lender. This is because the entire process happens online. Instead of having to go out into bad weather, or find a ride, you can simply request a loan from the convenience of your home or office. You also don’t have to worry about adjusting your schedule in order to arrive at the store front location on time. You can request a loan any time, day or night. Thanks to Personal Money Network’s online form, you can fill it out on any device that you can use to view this web page, such as a tablet, smart phone or computer.


Online payday loans, Kitchener are a lot faster to obtain than working with a traditional lender. This is because the process takes place online. Many of the lenders working with Personal Money Network are capable of offering instant decisions, which, while not an approval, will give you an indication of the result you can expect to receive. This means you will know if you have been approved quickly. Also, if you provide the number of a banking account in good standing when you make the loan request, the lender may be able to offer you a direct deposit option which will speed things up over receiving a check in the mail. Lastly, many of our lenders require that no documents be faxed so that’s an additional step you won’t have to take when making your loan request, which is just another way that online short term loans in Canada save you time.

Bad Credit

Consumers looking for bad credit loans in Canada have a lot of options open to them. Bad credit doesn’t mean that you won’t qualify for payday loans in Kitchener or anywhere in Ontario. Personal Money Network works with a network of lenders that offer loans in smaller dollar amounts. Because they work in amounts of $1000 or less, the lenders working with Personal Money Network can be more flexible when it comes to choosing the types of borrowers that they are willing to work with. This means that bad credit borrowers have an improved chance of receiving an approval when requesting payday loans in Canada.

No Credit Check Loans

Many borrowers with bad credit also consider no credit check loans in Canada. The idea behind these types of loans is that they allow the borrower to request loans without having to undergo an in depth credit history review through a major credit reporting agency. The reality is that while these types of checks do exist, it’s dishonest to say that no credit check is performed. Every lender performs credit verification of some kind. Even if all the lender does is look at your banking account history or verify your current employment by reviewing a check stub, that is still a type of credit check too. Don’t be misled by companies that make this claim to consumers considering payday loans, Kitchener.