Payday Loans Direct Lenders

Payday loans with direct lenders doesn’t get much better than applying with Personal Money Network. When you apply for a direct lender payday loan, you’re working with a single opportunity.

When you apply with Personal Money Network, you increase your chances of being approved because our network of direct lenders puts your application in front of many, not one.

We provide access to payday loans from direct lenders and make it easier for you to get approved, or at least increase your chances, by being connected for multiple lenders.

Online Payday Loans Direct Lenders

If you have poor or bad credit, sometimes it’s necessary to apply to more than one to get approved. This can be both time consuming and frustrating.

Applying through Personal Money Network makes the process much easier.

There are lots of direct payday lenders to choose from, but only one Personal Money Network, where we make it a priority to find the funds you need, fast.

Payday Loans Online No Credit Check Direct Lender

While it would be misleading to say your application is guaranteed or has no credit check, we will mention that online payday loans direct lenders don’t use a hard credit check with the usual credit bureaus and nothing is guaranteed. Not payday loans anyway. But you probably increase your odds of approval when applying through us.

The no credit check payday loan online with a direct lender is a bit of a fallacy or myth. While in some ways it’s kind of true, but let’s clear up the misunderstanding of a no credit check payday loan from direct lenders. With payday loans, there is no hard credit check. What this means is that your credit rating is not checked through the usual bureaus that more traditional lenders like banks and credit unions might use. Payday lenders do run checks for managing risk of lending, but it typically involves alternative references than lenders like banks.

Payday Lenders

Finding payday lenders online is as simple as a search to find Personal Money Network, where we work with many direct payday lenders to provide you fast cash when you need it.

Why apply with one payday loans direct lender when you could apply at Personal Money Network and submit your application to several at the same time.

If you have poor or bad credit, submitting an application through us to payday lenders can be a better way that increases your odds of approval, because you would be applying to multiple lenders rather than just one.

Guaranteed Payday Loan Direct Lender

Everyone would love a guaranteed payday loan from direct lenders, but it’s important that you understand that this isn’t actually possible. There are no guarantees when submitting an application to direct lenders of payday loans.

You might come across similar terms like instant or no credit check as well, which are also false terms used to lure potential applicants. But if you’re interested in guaranteed payday loan direct lenders we work with many and a great choice to apply with.

2nd chance payday loans direct lender

Many can use a second chance, and payday loans from direct lenders through Personal Money Network and the lenders we work with can often be one of your best options. Choosing what some call 2nd chance payday loans is for borrowers with bad credit that find themselves in a situation requiring fast cash and few options. We can help with that, by connecting you to the lenders we work with.

Instant Payday Loans Online

Finding instant payday loans online starts with Personal Money Network, one of the most trusted payday loans online, where we connect you with the lenders we work with. We provide what some might call the best payday loans option because instead of applying with one, your odds are improved and your submission is put in front of multiple direct lenders online. While some might offer near instant approval payday loans, most deposit as soon as the next day. They might not be guaranteed payday loans, which is a myth of sorts, but the lenders often work with people with bad credit.

Safe Online Payday Loans

When looking for safe online payday loans for when you need quick cash, a visit to Personal Money Network is a safe choice. We connect you with the lenders we work with, and carefully select each partner, providing borrowers some of the best payday loans online available. These payday loans online are direct lenders only that we work with and safe online payday loan options for when you need money fast.

How to get a payday loan?

By applying online, it’s easy to get a payday loan. To qualify for a payday loan the requirements usually include being a U.S. citizen, at least 18 years of age (depending on state) and have an active checking account. In many cases, being able to show a proof of income would be another requirement.

What is the best payday loan online?

This might be subjective to who you ask, but we would suggest Personal Money Network because we work with most of the major direct lenders. This means your chances of getting a payday loan when applying with us improves in comparison to applying with a direct lender. In other words, we connect you with many possibilities and increase your odds of approval.

Do they run your credit for a payday loan?

While some with bad credit often look for no credit check payday loans, many lenders do a different kind of check that can involve verification of things like whether you’re employed, how long, type of bank account, time at residence and a few other details that help them to determine the risk of lending to a borrower.

What is a no teletrack payday loan?

Teletrack is a nationwide system that is similar to a credit check that some lenders use to check details on a potential borrower. A no teletrack payday loan refers to a lender that does not use this type of system when reviewing a loan request.

Do Payday loans require a credit check?

Most lenders do some form of check and payday loans is no different, although in many cases the direct lenders of payday loans do not perform what is often referred to as a hard credit check and look at other criteria such as regular employment, being 18 or older, resident, and/or how long you may have lived somewhere and whether you rent or own your home.

How much do payday loans give you?

The amount that payday loans give you can vary. The amount often available to borrow is often between $100 to $1,000 but can depend on state legal maximums allowed. The average loan term is about two weeks, and finance charges are often $15 to $30 per $100 borrowed. Payday loans often have an annual percentage rate (APR) of 400% or more but can vary by lender and state. Borrowers should always read the terms of the agreement for details.

Can you be denied for a payday loan?

Many with bad credit are still eligible for being approved a payday loan. Those that are denied a payday loan are usually refused for reasons such as not being able to verify their income history or employer.

How long do you have to pay a payday loan back?

The due date to pay a payday loan back is usually about 2 weeks and sometimes 4 weeks from the time you took out the payday loan.

Can you have two payday loans at once?

While it is possible in some cases, it is strongly not advised to have multiple payday loans as the amount due to be repaid can be a burden and further increase your odds of getting into what is sometimes referred to as a debt spiral.

Can you get an extension on a payday loan?

It is possible in some cases to get an extension on a payday loan repayment due date, but you would need to speak with your lender in order to arrange this. Personal Money Network is not a lender, but we work with many to help connect you.

What happens if I don’t pay a payday loan?

For some online payday loan lenders, they do not do a credit check in the traditional sense such as a with the major credit bureaus. Some do look, but it is less of a factor because many customers often have a poor or bad credit rating. If you don’t pay a payday loan when it is due you will probably have an even more difficult time to find yourself a lender that will take a chance on you in the future, if any.

Can they garnish your wages for a payday loan?

It is only possible to garnish your wages for a payday loan if a lender has a court ruling that is the result of a lawsuit against you. Should you not repay a loan, it is possible that a lender (or debt collector) might sue you to collect this amount.