Stock Markets
Gold Star

Preferred Stocks: the safer way of buying stocks

Investing can be scary because it means taking a risk. One product that many beginning investors overlook, however, is a product called preferred stock. Defining a preferred stock Preferred stock is essentially a blend of a stock and a bond. Preferred stock is a commitment by a company to pay interest to shareholders, and generally
Facebook

Facebook IPO fever may be a disease

Facebook is set to become a publicly traded company Friday. Even low and middle-earning consumers who have never risked playing the stock market before are sorely tempted to take stock in one of the most phenomenally popular web ventures of all time. It seems like a no-brainer, right? But hold on. Some experts are not
Phillippine stock market board, July 2008.

Common myths about diversification of your stock portfolio

If you’re a novice to investing, mutual funds and 401(k) accounts, you may be confused by some of the terminology. Diversification is one of the more misunderstood terms. In basic terms, diversification means investing in a variety of different assets so that if one drops, the whole portfolio won’t plummet. But it doesn’t always work
OLDER CITIZENS, RETIRED PERSONS AND THOSE UNABLE TO TAKE CARE OF THEMSELVES PHYSICALLY ARE CARED FOR IN TWO COMMUNITY CENTERS. THIS WOMAN LIVES AT THE ALEXANDER HOME ADJACENT TO LORETTO HOSPITAL, BOTH CATHOLIC SUPPORTED FACILITIES. NEW ULM IS A COUNTY SEAT TRADING CENTER OF 13,000 IN A FARMING AREA OF SOUTH CENTRAL MINNESOTA. IT WAS FOUNDED IN 1854 BY A GERMAN IMMIGRANT LAND COMPANY THAT ENCOURAGED ITS KINSMEN TO EMIGRATE FROM EUROPE

How not to run out of money after retirement

Living on a fixed income is never fun for a retiree, unless that fixed income is sizable. That’s why saving money in retirement is so important for most people, as well as sound financial planning throughout the life cycle. Here are some key strategies regarding how not to run out of money after retirement, because
The logo of the European Central Bank

European Central Bank fears bank runs will gut the EU

Things may get worse before they get better in the European financial crisis, Reuters reports. The European Central Bank is pressuring for a joint guarantee on bank deposits across the euro zone, amid fears that bank runs will spread like wildfire as investors head for the hills. Top economic official of the European Commission Olli
London Whale

Is JPMorgan blunder tip of the iceberg?

In the wake of JPMorgan Chase’s admission last week of a $2 billion blunder, many analysts are saying Wall Street is taking huge risks again, gambling with stockholder money in the same way it did before the economy tanked. With so much at stake, Massachusetts Senate candidate Elizabeth Warren is calling for JPMorgan CEO Jamie
IPO

The basics of an initial public offering

A stock IPO is a big step for any company, and it usually involves very large piles of cash. For most people, however, the ins and outs of an IPO are confusing. The basic idea of an IPO An initial public offering is when a company that has previously been privately held offers stock holdings
Stock Index

The basics of an index fund

There are a variety of products intended to make investing easier, though these products themselves can be as complex as any other investment. Index funds, however, are a relatively simple solution to the complex world of investing. How index funds are built An index fund is an investment product built based on the stock indexes.
"Orlit" houses, Belfast, Ireland.

Mortgage rates dip along with consumer confidence

Mortgage rates declined the week of March 26; the latest economic data available to investors continues to disappoint. Bankrate reports that the Federal Reserve went on record with its reminder that the U.S. economy is still “far from recovery.” Benchmark fell to 4.23 percent Benchmark 30-year fixed-rate mortgages fell down to 4.23 percent after last
Vintage photo of a transaction at an Israeli tax office.

How to save money on investing fees

When you invest money in corporate stock, commodities, futures and other venues, the expectation is that you will enjoy reasonable return on your money, perhaps even high returns. However, investment fees can creep in and eat away at the gains. Pay attention, and you can learn how to save money on investing fees. Investing fees
Pre-game photo of New York Knicks point guard Jeremy Lin.

Jeremy Lin translates into Madison Square Garden share price boom

In much the same way that Denver Broncos quarterback Tim Tebow’s success brought renewed interest and increased business to his team and the NFL, New York Knicks point guard Jeremy Lin’s recent success has translated into wins and serious coinage for his team and the NBA. As Seeking Alpha reports, shares of Madison Square Garden
Wall Street depicted in sandcastle form.

Congress drags feet on Volcker Rule, Wall Street reform

As a provision of 2010’s Dodd-Frank Act, the Volcker Rule separates retail banking and investment banking into separate businesses. Many experts believe this is important to Wall Street reform, but Congress has dragged its feet, claiming that enacting Volcker will damage liquidity and increase transaction costs for consumers. Free market deregulation or regulated capitalism Today
Stock Market

Picking stocks is better left to the indexes

We all like to believe that we are capable, intelligent individuals that know the best for our situation. Statistics, however, have shown that when it comes to investing, letting the market be our guide is the smartest decision. Historical investor performance Dalbar, which is a financial services market research firm, compared data for the two

Structured CDs offer greater yield potential, risk and complexity

While not as popular as conventional certificates of deposit, structured CDs (aka index CDs) are medium-term investments that grant the investor a fixed rate of return that is higher than that of standard CDs. Banks and credit unions offer these Federal Deposit Insurance Corporation-insured investment products, and soon, Goldman Sachs will begin offering four different
A handsome, mustachioed man of the baby boomer generation stares into space, wistfully.

Baby boomers could kill the stock market for 20 years

The U.S. stock market will be depressed for the next 20 years, thanks to the baby boomers (born between 1946 and 1964) who retire and sell off their stocks, reports Bloomberg. The need to sell their investments in order to fund a retirement without adequate Social Security compensation will lead to a collapse, according to
Close-up of a man's eye peering through a magnifying glass. Veins are clearly visible in the magnified eyeball.

SEC to investigate S&P for insider trading

Despite a makeshift agreement regarding the debt ceiling, the U.S. credit rating took a hit because of Standard & Poor’s credit downgrade from AAA to AA+. The series of events leading up to the credit rating penalty has set the Securities and Exchange Commission into action, reports the Financial Times. An S&P investigation is under
Standard & Poor's

US faces uncertainty about debt downgrade effects

Credit rating bureau Standard & Poor’s made an unprecedented decision on Friday to lower the nation’s once-impeccable AAA rating down to AA+. A tone of disappointment and unease is guiding Wall Street — a tone that all U.S. consumers may soon be feeling. Some experts are saying it will not leave a lasting mark, but