An employer’s guide to setting up work from home programs

For small businesses, a location is often the biggest overhead expense. For many businesses, though, it is possible to forgo a physical location or keep a very small physical location, even with employees. Work-from-home arrangements may take a bit longer to set up, but they can benefit both the employee and the business in the
The aftermath of a very expensive natural disaster. Buildings and cars in the street show signs of ruin.

Irene may join top 10 priciest natural disasters in US history

Insurance underwriters estimate that Hurricane Irene may end up costing somewhere between $7 billion and $10 billion, much of that due to flood damage. While meteorologists had predicted worse from the weather event that was eventually downgraded to a tropical storm, the damage caused by Irene may still rank it among the top 10 priciest

How to spot treasures at garage sales

We have all heard stories of people getting rich from a knickknack they bought at a garages sale that turned out to be a lost masterpiece by Michelangelo. While those kinds of finds are extremely rare, often forgotten treasures can be found at garage sales, priced at a pittance. Smart shoppers can make some cash
Photo take just outside downtown George Town, Grand Cayman. Actually, areas of unrepaired hurricane damage were relatively rare, seven months after the event. Hurricane Ivan, a category 5 storm, hit Grand Cayman on September 12, 2004.

How to handle post-Hurricane Irene insurance claims

Hurricane Irene may have been downgraded to a tropical storm before departing the eastern United States, but the flood damage left in its wake was severe. As families attempt to piece together the broken pieces of their homes and belongings, the flood of homeowners insurance claims begins. For the relative few who have flood insurance,

FEMA freezes disaster funding; residents may be left in cold

Cleaning up after a major natural disaster is expensive. The Federal Emergency Management Agency acts as safeguard to help pay for the cleanup and help residents get back on their feet. The cleanup from Irene is expected to cost as much as $7 billion, a part of which FEMA should be responsible for, but the
As Hurricane Irene ends New York National Guard mission focus shifts to Catskill Mountain area

Contractors, charities taking advantage of Hurricane Irene

Hurricane Irene has left thousands of people facing expensive repairs for property damage. Concerned people want to help relieve some of that burden through relief charities. Unfortunately, these kinds of disasters also bring out scammers trying to make a fast back by taking advantage of tragedy and misery. The Better Business Bureau released some helpful
Screenshot and logo for the Facebook game FarmVille.

Banks call for CFPB to crack down on FarmVille, virtual currency

The American Bankers Association wants the Consumer Financial Protection Bureau to come down hard on virtual currency in games like FarmVille and Second Life. This is the second time in less than a year that FarmVille and similar Facebook games have attracted the attention of federal regulators. Previously, concerns were raised about whether the privacy

Markup on clothes has consumers losing their shirts

It’s back-to-school shopping season, and a lot of people are going to be buying clothes for their young ones so they look fashionable while resuming their studies. Consumers should know that the clothing they are paying for has been steeply marked up. Adidas in sin bin over price gouging People are willing to pay top
Preserving food - The Bodewadimi in the 1700s

Save money with these food preservation tips

You clip coupons and economize whenever possible at the grocery store. But do you know how to make food stay fresh longer? Your refrigerator isn’t the only way. Take advantage of some of these food preservation tips and save money. Wilted greens, rise up Do vegetables like broccoli, green beans and snow peas look saggy
Paying Bills

The emerging market of private unemployment insurance

In July of 2011, The number of unemployed individuals in the United States was estimated at almost 14 million. Not all unemployed individuals qualify for unemployment insurance, but those who do may get up to 99 weeks of state-sponsored unemployment benefits. Some private businesses are getting into the business of providing additional insurance for unemployment.
Earthquake Flood

Weighing the costs and benefits of specialty insurance

With earthquakes on the East Coast and incoming hurricanes, insurance agencies are being flooded with requests about insurance. Flood and earthquake insurance are rarely included in standard renters policies. The decision about carrying these policies, however, should be made very carefully. The basics of flood and earthquake insurance Most homeowners, renters, and property insurance policies
Extra cash

American workers may get a larger raise in 2012

U.S. employees may be able look forward to a little more compensation next year. A recent survey shows that U.S. employers are likely to offer moderate pay raises in 2012. While the economy is still struggling, profits are up from last year and employers generally recognize the need to reward productive employees. 773 companies surveyed

Dropping out of college more costly than staying

There has been a lot of talk lately about whether young people should bother going to college with a bad economy and few jobs available. Though it may seem a worthy debate on the surface, students might be better off staying in college than dropping out to face the job market. Value of education under
Artist's rendition of the logo.

Procrastinator alert: offers new bill reminder service

There are innumerable online money management programs available, but few are as easy to use as — and it’s free. Now Mint is even better for consumers who need help remembering to pay bills. According to Lifehacker, as of Friday, Aug. 19, Mint has bill reminders for the procrastinators among us. Stay on top

Number of problem banks falls in second quarter

The number of banks on the Federal Deposit Insurance Corp’s list of banks most at risk to fail has dropped in the second quarter of 2011. This is the first drop in five years. While growth is indicated, it has been slow, and the FDIC remains cautious. ‘Problem’ banks down by 23 The FDIC announced
A handsome, mustachioed man of the baby boomer generation stares into space, wistfully.

Baby boomers could kill the stock market for 20 years

The U.S. stock market will be depressed for the next 20 years, thanks to the baby boomers (born between 1946 and 1964) who retire and sell off their stocks, reports Bloomberg. The need to sell their investments in order to fund a retirement without adequate Social Security compensation will lead to a collapse, according to