personal finance

How to Get the Money You Need Now

Have you been hit by a surprising expense; your car bit the big one and needs a major repair or you need to buy a new one, or your water heater blew and it needs to be replaced, perhaps? Have you fallen on hard financial times; maybe you’ve lost your job or you’ve been forced to take a pay cut? Do you need to take an unexpected trip; a member

Options for Those with Bad Credit Who Need a Loan

Your credit score limits your options when it comes to borrowing money. Whether you had a streak of bad luck or perhaps just a streak of bad financial planning, your bad credit score can make it much harder to arrange a loan when you need one. It begs the question: what are the options for those who have bad credit but still need a loan? It turns out there may

no credit check loan

A low credit score can hamper even the most fiscally prudent and honest of people. Buying a car or a home, renting an apartment, or obtaining a credit card almost always depends on the quality of the potential borrower’s credit. However, bad credit will keep those potential borrowers from obtaining most types of loans. Bad credit loans don’t necessarily mean they are bad. These loans exist because people with bad

No Credit Check Loan

Imagine you’re in the market for a home. You probably want to get pre-approved for a loan so you know how much a lender is willing to offer you and at what rate before your start searching for the property of your dreams. With pre-approval in place, you know what your spending limit is and when you make an offer on that perfect home, you know it won’t fall through

21 Personal Finance Apps You Should Know

With hundreds, or even thousands, of apps out there for financial purposes, it’s hard to narrow down the best ones. A good financial app is a tool to make your budgeting and financial management easier and more streamlined, and we know how important it is to find apps that are easy to use, but also rich in resources. With the right app you can easily track your spending, your bills,

How to Go from Bad Credit to Good Credit

It seems that cash is no longer king. With so many people relying on credit to make purchases these days, especially with the popularity of online shopping, we’ve definitely moved into an era where the convenience of credit reigns supreme. Unlike cash-in-hand, however, it’s all too easy to overextend ourselves when spending on credit alone. You might wonder how people end up with bad credit, and the answer is: often

couple - personal finances and installment loans

When you find yourself in a bind and can use fast cash, installment loans can be a manageable way of making ends meet, but they have their pros and cons. The term installment loans might sound familiar, and you may have even used them in the past without realizing since there are several types. When you borrow installment loans online, you agree to a set amount which is to be