Your credit score limits your options when it comes to borrowing money. Whether you had a streak of bad luck or perhaps just a streak of bad financial planning, your bad credit score can make it much harder to arrange a loan when you need one. It begs the question: what are the options for those who have bad credit but still need a loan? It turns out there may
A low credit score can hamper even the most fiscally prudent and honest of people. Buying a car or a home, renting an apartment, or obtaining a credit card almost always depends on the quality of the potential borrower’s credit. However, bad credit will keep those potential borrowers from obtaining most types of loans. Bad credit loans don’t necessarily mean they are bad. These loans exist because people with bad
Imagine you’re in the market for a home. You probably want to get pre-approved for a loan so you know how much a lender is willing to offer you and at what rate before your start searching for the property of your dreams. With pre-approval in place, you know what your spending limit is and when you make an offer on that perfect home, you know it won’t fall through
With hundreds, or even thousands, of apps out there for financial purposes, it’s hard to narrow down the best ones. A good financial app is a tool to make your budgeting and financial management easier and more streamlined, and we know how important it is to find apps that are easy to use, but also rich in resources. With the right app you can easily track your spending, your bills,
It seems that cash is no longer king. With so many people relying on credit to make purchases these days, especially with the popularity of online shopping, we’ve definitely moved into an era where the convenience of credit reigns supreme. Unlike cash-in-hand, however, it’s all too easy to overextend ourselves when spending on credit alone. You might wonder how people end up with bad credit, and the answer is: often
