advice

ways to make fast cash

If you’re near broke or cash-strapped until next payday or looking for ways to pay off debt, there’s lots of options that can help. We’ve pulled together a healthy dose of ideas for a cash infusion to help supplement your income. While you could ask a friend or family member for assistance, or even look at the option of a short term loan as a quick solution, there’s plenty of

7 Budget-Friendly Tips for Christmas Shopping

The holiday season is fast approaching and that means it’s almost time for holiday shopping! Christmas shopping can be fun, but it can also be stressful. If you’ve been working hard to get your spending and your budget under control, one ill-timed holiday shopping spree can blow your budget in a big way. This year as you try to get your bank account healthy and your budget intact, approach Christmas

Money Mistakes and Budgeting

Everyone struggles at times with personal finance. It’s inevitable that, despite your best intentions, something goes wrong with your personal finances. The hope is that when you make a money mistake, it is something that is easily correctable. Sometimes a mistake is just that – a mistake. You missed a payment deadline. You forgot to sign a check before mailing it. But other times money management mistakes can set you

How Bad Credit Can Affect Your Relationships

Good relationships aren’t easy, as the 40 million Americans using online dating services will attest. There’s a minefield of things you can do wrong, including game playing, talking about your ex, and ignoring important red flags. But there’s one relationship wrecker that most couples aren’t even aware of: the bad credit score. Having bad credit impacts your life in a myriad of negative ways like making it hard to borrow

How to Save Money on Groceries

If you’re trying to save money with frugal living, you already know that the grocery story is both a blessing and a curse. You can save a lot of money by preparing your own meals, but only if you avoid the expensive items and plan wisely. It’s easy to save money in the grocery story, but it’s also easy to blow your budget buying groceries. Even though the price of

Covering the Cost of Raising School-Age Children

Kids are expensive. The expenses start the moment you buy your first set of diapers or schedule that first sonogram. But the expenses don’t stop coming just because your child has graduated to table food or has finished potty training. There are always costs associated with raising children, and sometimes our cash flow doesn’t always keep up with the things our children need. This is especially true for school-age children

couple - personal finances and installment loans

When you find yourself in a bind and can use fast cash, installment loans can be a manageable way of making ends meet, but they have their pros and cons. The term installment loans might sound familiar, and you may have even used them in the past without realizing since there are several types. When you borrow installment loans online, you agree to a set amount which is to be

Going to College Can Vastly Improve Your Financial Future

Just like you’ve always been told to eat your vegetables, you might have also been told somewhere along the line that you should go to college. There are lots of different reasons to take classes or pursue a degree, no matter how much school you’ve already had. Here are five of the best we know of. 1. You Will See ROI if You Invest in Yourself We all know it’s

8 Smart Ways to Use a Personal Loan Around Your New House

You sign your lease or arrange your mortgage. You move into your new home. You’re ready for the easy life – you have your spot to live and you’re ready to go.  You are ready to relax in your new space. But then the real cost of homeownership appears – repairs, maintenance, furniture and yard work. It’s expensive having a spot to live, even if you’re renting a home. Sometimes

9 Ways to Benefit More from Healthcare

Healthcare is a huge expense, and in some cases of chronic illness it can even add up to more than your monthly rent total – but it’s not the kind of expense that you can skip out on, especially if you have a medical history that means you could need health insurance more. Trying to make healthcare fit within your budget is often a challenge. There are many ways to make