Debt

couple - personal finances and installment loans

When you find yourself in a bind and can use fast cash, installment loans can be a manageable way of making ends meet, but they have their pros and cons. The term installment loans might sound familiar, and you may have even used them in the past without realizing since there are several types. When you borrow installment loans online, you agree to a set amount which is to be

Common Money Mistakes that Lead to Legal Problems

Nobody likes to be in trouble. And certainly nobody likes to be in trouble when the legal system is involved. That’s why it’s important to know the best ways to manage your bank account and bills to avoid falling into legal trouble. Unfortunately, some people find out too late that there are money mistakes that lead to legal woes. Stop Paying Student Loans Bills are piling up and the student

No Credit Check Loan

Imagine you’re in the market for a home. You probably want to get pre-approved for a loan so you know how much a lender is willing to offer you and at what rate before your start searching for the property of your dreams. With pre-approval in place, you know what your spending limit is and when you make an offer on that perfect home, you know it won’t fall through

7 Times When a Personal Loan is a Bad Idea For You

Using personal loans is a great option for many people looking to consolidate credit card debt or make a large, one-time purchase. However, depending on a person’s financial profile, it could also result in years of crushing payments or defaulting on the loan altogether. A personal loan uses installments. A bank, credit union, or online lender issues the loan at a fixed rate and amortization period. The time frame can range

The Evils of Payday Loans

Each year millions of Americans use payday loans. You may have heard  how some have landed in debt spirals and needed to take another loan to pay the first or similar. We’ve all heard such stories, but decided to dig a little deeper into payday loans and whether they’re truly as horrible as some make them sound. There are more payday loan storefronts than McDonald’s and Starbucks, and that says