How to Get Yourself Out of Debt

Getting into debt can be a turbulent experience, resulting in other hardships that follow, such as family issues, declined mental health, and financial distress. If you’re wondering how to get yourself out of debt, this is the right article for you, as we will present six solutions to begin your journey. 1. Keep Track of Everything It’s hard to keep track of all of your purchases, including the Netflix subscription,

Getting Out of Debt on a Low Income

When month to month is a struggle, it can be a challenge to get out of debt. Many live paycheck to paycheck, and putting some money aside is difficult. Along with making ends meet and paying off any debt you may have. If you can use some helpful advice on how to deal with getting out of debt while living on a low income, you might find the following tips

Embracing Frugality – How to Live a Debt-free Life

Imagine what it would feel like to have no bills. Or at the very least to have no debt. Every time you get paid you won’t be waiting anxiously for your check to clear the bank. Instead, you always have more than enough money in the bank. Many people dream of the day they are rich enough to not worry about money. Especially if you have a family to take care of.

What Is Debt-to-Income Ratio and Why You Should Care

A little debt isn’t necessarily a bad thing. In fact, many rites of passage in life involve taking out loans — financing your first car, going to college, or purchasing your first home. But there’s a fine line between an “acceptable” amount of debt and too much debt. And once you cross that line, it might be hard to step back into safe financial territory. Paying too much each month

couple debt consolidation

It’s easy to think of debt as a single thing. Like a lump sum of money you need to pay back rather than the collection of student loans, credit cards, car loans, mortgages, personal loans and even payday loans you’ve amassed – all with different payment dates, all with different payment amounts. For most of us, our debt is a collection of messy numbers. You have bills due all month

6 Ways to Dig Yourself Out Of Debt

If you’re struggling with debt, it can often feel like you’ve got nowhere to turn and you have nothing you can do. The truth is, though, that there are lots of ways that you can pull yourself out of excessive debt. While some of these are going to require some hard work and dedication, it’ll be worth it in the end to be debt-free and financially healthy once more. Here

7 Things to Know Before Consolidating Bad Debt

Before talking to anyone about debt consolidation, be prepared with these 7 important facts. From cookies to cars, everything you buy has the potential to become debt. Most things in life can be had with the quick swipe of a credit card or, in the case of your car, an easy loan. While that’s definitely a convenient perk of living in the 21st century, it can also be a dangerous

student debt

Thinking about higher education can be stressful, especially if you’re not sure how you’re going to pay for it. Student loans are an excellent option for many people. If you’re worried about going into debt or if you have other questions about how financing your education will affect your future, we’re here to help. We want to give you all of the information we have to help you make an

How Bad Credit Can Affect Your Relationships

Good relationships aren’t easy, as the 40 million Americans using online dating services will attest. There’s a minefield of things you can do wrong, including game playing, talking about your ex, and ignoring important red flags. But there’s one relationship wrecker that most couples aren’t even aware of: the bad credit score. Having bad credit impacts your life in a myriad of negative ways like making it hard to borrow

3 Steps to Deal with Your Credit Card Debt

The debt spiral is very real. You want to enjoy life or you run into a financial emergency and you use your credit card to help. You probably have every intention of paying it off, but you can’t because your paycheck is already going to cover other things. So you create a balance on your credit card. And then that card is full. You still have things you need to