Jonathan Loiselle

Budgeting Apps to Help Pay Down Debt and Save

We have technology at our fingertips. Why not let it work for us when it comes to saving and spending money – especially spending less money. Apps for mobile phones help us in all areas of our lives. Why not find a budgeting or couponing app to help make your life simpler and help you keep your money in the bank? Couponing Apps Saving money should be a given. Why spend more on the

Family and Personal Finance: How to Budget and Save

Your finances are a significant part of your life, whether it’s family or personal finances. However, many people don’t practice good habits or methods when it comes to budgeting or saving. Luckily, we’ve created this article to inform you about family and personal finance to start on the right track towards financial efficiency. Family Finances Before you can start, gather any information about your family’s income and expenses. All the

Financial Advice Anyone Can Use

If you have ever thought “where did the money go” you’re not alone. Or if you find yourself living pay check to pay check like many, then taking control of your own financial situation might be one of the best things you could ever do for yourself. Many overspend their income, and it often comes down to 1 of 3 ways. Too much house Too much car Too much entertainment

Saving Money on Groceries

Food. We all need it. We must buy it. That means we need to budget for it. But why is food so expensive? There are many reasons, of course, that delve into supply and demand, seasonal variations, and transportation costs, but ultimately you know your budget and you know what you need from the store. The trick is to make your need and your budget meet in the middle somehow. Shopping for

Everything to Know About Budgeting

Money management comes from one of the most powerful practices in finance—budgeting. Unfortunately, not many people know how to budget or what types of methods are best to achieve financial success. This guide will discuss everything you need to know about budgeting, including popular methods to handle your spending, saving, and debt payments. How to Start Budgeting To begin a budget, start by gathering all of your financial data from the

10 Money Mistakes and Myths to Avoid

Financial management is challenging, especially if you’re unsure of which pieces of advice to follow. Luckily, we’ve created this guide on the 10 money mistakes and myths to avoid to help with your personal finances. Mistake #1: Overspending Many people spend more money than they have. Overspending, or wasteful spending, results in falling behind on bills, not saving, and not investing in the future. Roughly 3 out of 5 Americans, especially

ways to make fast cash

If you’re near broke or cash-strapped until next payday or looking for ways to pay off debt, there’s lots of options that can help. We’ve pulled together a healthy dose of ideas for a cash infusion to help supplement your income. While you could ask a friend or family member for assistance, or even look at the option of a short term loan as a quick solution, there’s plenty of

11 Steps to Save Money

Budgeting is hard. Saving money can seem impossible. But it doesn’t have to be. Your money management determines how comfortably you can live your life. We talk about how nice it will be when we make more money and can do more things, but the trick to living comfortably is to budget for the money you make now – not for the money you hope to make someday. If you

What Is Debt-to-Income Ratio and Why You Should Care

A little debt isn’t necessarily a bad thing. In fact, many rites of passage in life involve taking out loans — financing your first car, going to college, or purchasing your first home. But there’s a fine line between an “acceptable” amount of debt and too much debt. And once you cross that line, it might be hard to step back into safe financial territory. Paying too much each month

7 Budget-Friendly Tips for Christmas Shopping

The holiday season is fast approaching and that means it’s almost time for holiday shopping! Christmas shopping can be fun, but it can also be stressful. If you’ve been working hard to get your spending and your budget under control, one ill-timed holiday shopping spree can blow your budget in a big way. This year as you try to get your bank account healthy and your budget intact, approach Christmas