Official Rules


Sponsored by Personal Money Network: 1825 N Hutchinson Rd., Ste 201, Spokane Valley, WA 99212. Hereinafter (“Sponsor”).

Open only to legal residents of the United States, 18 or over, who received a Contest invitation via email from Sponsor and leave a review about their recent experience, purchase, transaction, or visit to Personal Money Network. Each review will result in one (1) entry to be randomly selected for a $100 Visa gift card. Drawings will be automated and one winner will be randomly selected on or about December 15, 2015. This contest is open to actual visitors to Personal Money Network, any attempt to transfer is void and will not result in entry into Contest.

Employees of Sponsor, its agencies or any entity involved in the development, production or administration of the Contest are not eligible to enter or win the prize. Offered only in the U.S. Void where prohibited by law.


Contest starts September 25, 2015 at 12:01 a.m. Pacific Standard Time (“PT”) and ends December 14, 2015 at 11:59 p.m. PT.


  1. Click on the link in the Contest email invitation to submit a review of your transaction with Personal Money Network.
  2. Make sure the email address you use to leave a review is a valid email that you will have access to on or around December 15, 2015.
  3. Write an original transaction review on the designated page of the web site regarding your recent transaction with Personal Money Network. All entries must be received by December 14, 2015 at 11:59 p.m. PT.


Entries become the sole property of Sponsor. By submitting an entry/transaction review, you grant Sponsor a non-exclusive, irrevocable, perpetual, worldwide, royalty-free, transferable, sublicenseable right and license to use, perform, exhibit, reproduce and otherwise exploit the transaction review in any and all media, without notice or compensation. Limit of one (1) entry per person per Contest email invitation. Sponsor and its agencies are not responsible for late, lost, incomplete, illegible, inaccessible, damaged or misdirected entries or Contest email invitations, all of which are void. Sponsor is also not responsible for (a) programming, electronic, technological, telephonic, network or other malfunction, error or failure which in any way affects or interferes with the operation of the Contest or Personal Money Network web site itself or (b) any mechanical, programming, typographical, printing or other error of any kind affecting a Contest email invitation.

Additionally, content of transaction review must be truthful in all material respects. Entry will also be deemed void and will be disqualified if transaction review is determined by Sponsor in its sole discretion to be inappropriate, profane or unfit for publication, to advocate alcohol/drug use, violence or illegal conduct, if it disparages Personal Money Network, or violates the rights of any third party.


On or about December 15, 2015, Sponsor will select the winner in a random automated drawing/selection from among all eligible transaction reviews received.  For the avoidance of doubt, provided that the transaction review is in compliance with these Official Rules, the content of the transaction review will not be taken into account in selecting the prize winner. One potential winner will be contacted via e-mail and may also be required to sign and return an Affidavit of Eligibility, a Liability Release and a Publicity Release (where legal) and/or documents confirming/perfecting/effecting Sponsor’s ownership rights in the entry/transaction review (perhaps including permissions from third parties) and/or additional representations/warranties as to the accuracy of transaction review, within (3) business days. If winner cannot be contacted for any reason within five (5) business days, is determined to be ineligible or is not in compliance with these Official Rules, prize will be forfeited and an alternate winner selected from among all remaining eligible entries received for the random drawing.  By participating, entrants agree to these Official Rules & decisions of Sponsor and its agencies, which are final & binding in all respects.


(1): $100.00 Visa gift card, redeemable anywhere Visa is accepted. Use of the gift card is subject to terms/conditions indicated thereon. Prize is not transferable. No prize substitution permitted. Applicable taxes on prize (if any) and unspecified expenses related on acceptance/use of prize are winner’s sole responsibility.


By accepting prize, where legal, winner agrees to the use of his/her name and review for advertising/trade/publicity purposes by Sponsor and its designees without further compensation or notice. By participating, entrant releases and agrees to hold harmless Sponsor, its parent, affiliates, subsidiaries, and their respective directors, officers, employees and agents, from any and all liability arising from the Contest or acceptance, receipt or use/misuse of the prize. If Contest cannot be conducted as originally planned due to any cause beyond Sponsor’s control (e.g., computer virus or act of fraud), Sponsor may cancel/suspend/modify Contest and pick the winner from among all eligible transaction reviews received prior to and/or after action taken by Sponsor or otherwise in a manner determined by Sponsor in its sole discretion to be fair, appropriate and consistent with these Official Rules; Sponsor will notify all registered entrants of such action via email. Tampering with Contest, Contest email invitations, Personal Money Network web site, violation of these Official Rules or any attempt to defraud Sponsor will result in disqualification; but, disqualification shall not represent the sole remedy available to Sponsor. Sponsor’s failure to enforce any provision of these Rules is not a waiver of such provision. Any dispute or claim regarding the Contest will be resolved pursuant to the internal, substantive law of the State of Washington. Any such dispute/claim must be brought individually (NOT as part of a class action) in federal or state court in Spokane County, Washington with recovery being limited to one’s actual costs in participating in the Contest with all damages or other forms of recovery being expressly waived.


For name of winner (first name, last initial), send an e-mail request to with “REVIEW WINNER” in the subject line. Winner’s List will be available after January 4, 2016; winner’s list request must be received by December 29, 2015.