money management
OLDER CITIZENS, RETIRED PERSONS AND THOSE UNABLE TO TAKE CARE OF THEMSELVES PHYSICALLY ARE CARED FOR IN TWO COMMUNITY CENTERS. THIS WOMAN LIVES AT THE ALEXANDER HOME ADJACENT TO LORETTO HOSPITAL, BOTH CATHOLIC SUPPORTED FACILITIES. NEW ULM IS A COUNTY SEAT TRADING CENTER OF 13,000 IN A FARMING AREA OF SOUTH CENTRAL MINNESOTA. IT WAS FOUNDED IN 1854 BY A GERMAN IMMIGRANT LAND COMPANY THAT ENCOURAGED ITS KINSMEN TO EMIGRATE FROM EUROPE

How not to run out of money after retirement

Living on a fixed income is never fun for a retiree, unless that fixed income is sizable. That’s why saving money in retirement is so important for most people, as well as sound financial planning throughout the life cycle. Here are some key strategies regarding how not to run out of money after retirement, because
movie theater

MoviePass wants to put movie-lovers back in theaters

MoviePass is a new way for cash-strapped movie-lovers to watch lots of  movies the way they were meant to be seen: in a theater. MoviePass like ‘Netflix for movie theaters’ How long has it been since you saw a movie in a theater? The economic upheaval has really cut into the entertainment budget of many.
healthcare

Families would pay double under Romney healthcare plan

According to a new report, normal families would pay almost double under the Romney healthcare plan than they would under so-called “Obamacare.” Romney healthcare plan too costly Mitt Romney has vowed, if elected, to immediately dismantle the Obama-administration’s Affordable Care Act, popularly known as Obamacare, for being a “job killer.” Never mind that the president
santa applies

Holiday hiring at its highest in five years

Holiday hiring is predicted to be up this year. That is good news for job-seekers. However, others wonder if enough shoppers will turn out to justify those temp hires. Seasonal hiring up, study shows The employment site Snagajob recently released a study of holiday hiring. According to the report, it will be at its highest
Smiling woman planning a budget.

Five problems to avoid when planning a budget

Designing a well-framed budget is not an easy task. You need to have a keen sense of planning and be systematic when handling your finances. Without a proper approach, your budget planning is likely to fail. You may be faced with a list of problems while planning a budget, but if you want to have
school lunch

Save time and cash with healthy school lunches

If you have school age children and a job, you know that mornings can be a perfect storm. You want to send your kids off with healthy and appealing school lunches; but in all the chaos, its so much easier just to give them money or to toss chips and a Lunchables into a bag. 
The Last Picture Show

Does digital technology The Last Picture Show for movie theaters?

I have heard and read that movie theaters are hearing their death-knell  a multiplex worth of times. The general argument is that DVDs, Blu-Rays, Redbox and especially streaming video, will put them all out of business once and for all. However, they still remain, and I believe they will be around as long as people
Happy retirement

Employers matching 401(k) contributions at pre-2008 rates

A new analysis by Charles Schwab found that employers are again matching employee 401(k) contributions at pre-recession levels. That is good news for employees, although it also indicates continued reluctance on the part of employers to step up hiring. More bosses kick in 401(k) contributions According to the report, about 73 percent of American employers
back to school shopping

Back to school shopping on a budget

Back to school shopping season is here again. However, most American workers are earning about the same as they did last year. But prices keep going up. Here are some tips to equip your kids for the next school year without going broke in the process. Back to school shopping dilemma Back to school time
zombie banking

Bank of America buries zombie accounts for good

Bank of America says it will put a figurative bullet in the head of its so-called “zombie accounts,” to keep them dead for good. It will no longer accept electronic credits or debits to accounts that have already been closed, generating fees and other problems for unaware consumers. Zombie accounts stay dead at BofA Bank
A happily retired gentleman.

Statistical reasons to be optimistic about retirement

The difficult U.S. economy has made it necessary for many retirees to return to the workplace. Not only that, but many retirement-aged individuals have had to remain in the workplace in order to make ends meet. In spite of this, however, Bankrate assures us that there are reasons to be optimistic about retirement. Why odds
dumpster diving

Stupid tips for money saving, a few cents a year

Okay, times are rough all over and a penny saved is a penny earned. But some so-called money saving ideas are not worth the minimal savings they may offer up. Here are a few frugal tips for the penny-foolish. Sleeping in the airport It is one way to save money while on vacation, but how
rubber bands

Some unexpected uses for rubber bands – Part 2

Rubber bands are among the most practical and versatile items in your home or office. And, as we have seen, they aren’t just for when you can’t find your Scrunchie anymore. Here are some more innovative uses for the office staples. Make-shift splint Rubber bands can be used to secure a stick or other long,
Retired job-seeker

Tips for job-seeking retirees

The unemployment rate was raised to 8.3 percent this month by the Labor Department. It’s hard enough for somebody in their prime to find work. It is even more difficult for job-seeking retirees who find themselves unable to stop earning in the wake of the financial crisis. Here are a few tips to help with
Vegas Denny's

Dennys wedding chapel to be built in Las Vegas

The down-turned economy has made tight-wads out of many free-spenders. That is true even in Sin City, because what you save in Las Vegas… stays in your pocketbook. At the Dennys Wedding Chapel, opening next year, you can tie the knot and have your wedding cake with syrup on it, too. What a bargain. Dennys
David Lynch

Transcendental Meditation lowers stress and med bills

Transcendental Meditation is an effective relaxation technique that can reduce stress and help keep the doctor bills down. No philosophical or spiritual concessions Transcendental Meditation (TM) is a relaxation technique that was introduced to the West by Mahesh Prasad Varma, who later in life came to be called Maharishi Mahesh Yogi (1917 – 2008). His
Baby Boomers

Fewer inheritances as cost of retirement rises

According to a pair of recent studies, more and more people approaching retirement age are ill-prepared for it. Many are not even aware of the true costs that lay ahead of them. As a consequence, the tradition of leaving a financial legacy for you children is rapidly becoming a quaint custom of the past. Fewer