money management
Happy retirement

Employers matching 401(k) contributions at pre-2008 rates

A new analysis by Charles Schwab found that employers are again matching employee 401(k) contributions at pre-recession levels. That is good news for employees, although it also indicates continued reluctance on the part of employers to step up hiring. More bosses kick in 401(k) contributions According to the report, about 73 percent of American employers
back to school shopping

Back to school shopping on a budget

Back to school shopping season is here again. However, most American workers are earning about the same as they did last year. But prices keep going up. Here are some tips to equip your kids for the next school year without going broke in the process. Back to school shopping dilemma Back to school time
zombie banking

Bank of America buries zombie accounts for good

Bank of America says it will put a figurative bullet in the head of its so-called “zombie accounts,” to keep them dead for good. It will no longer accept electronic credits or debits to accounts that have already been closed, generating fees and other problems for unaware consumers. Zombie accounts stay dead at BofA Bank
A happily retired gentleman.

Statistical reasons to be optimistic about retirement

The difficult U.S. economy has made it necessary for many retirees to return to the workplace. Not only that, but many retirement-aged individuals have had to remain in the workplace in order to make ends meet. In spite of this, however, Bankrate assures us that there are reasons to be optimistic about retirement. Why odds
dumpster diving

Stupid tips for money saving, a few cents a year

Okay, times are rough all over and a penny saved is a penny earned. But some so-called money saving ideas are not worth the minimal savings they may offer up. Here are a few frugal tips for the penny-foolish. Sleeping in the airport It is one way to save money while on vacation, but how
rubber bands

Some unexpected uses for rubber bands – Part 2

Rubber bands are among the most practical and versatile items in your home or office. And, as we have seen, they aren’t just for when you can’t find your Scrunchie anymore. Here are some more innovative uses for the office staples. Make-shift splint Rubber bands can be used to secure a stick or other long,
Retired job-seeker

Tips for job-seeking retirees

The unemployment rate was raised to 8.3 percent this month by the Labor Department. It’s hard enough for somebody in their prime to find work. It is even more difficult for job-seeking retirees who find themselves unable to stop earning in the wake of the financial crisis. Here are a few tips to help with
Vegas Denny's

Dennys wedding chapel to be built in Las Vegas

The down-turned economy has made tight-wads out of many free-spenders. That is true even in Sin City, because what you save in Las Vegas… stays in your pocketbook. At the Dennys Wedding Chapel, opening next year, you can tie the knot and have your wedding cake with syrup on it, too. What a bargain. Dennys
David Lynch

Transcendental Meditation lowers stress and med bills

Transcendental Meditation is an effective relaxation technique that can reduce stress and help keep the doctor bills down. No philosophical or spiritual concessions Transcendental Meditation (TM) is a relaxation technique that was introduced to the West by Mahesh Prasad Varma, who later in life came to be called Maharishi Mahesh Yogi (1917 – 2008). His
Baby Boomers

Fewer inheritances as cost of retirement rises

According to a pair of recent studies, more and more people approaching retirement age are ill-prepared for it. Many are not even aware of the true costs that lay ahead of them. As a consequence, the tradition of leaving a financial legacy for you children is rapidly becoming a quaint custom of the past. Fewer
After the wedding

Post-nuptial agreements protect assets after the wedding

It is conventional wisdom that at least half of all marriages end in divorce. Recently, that vague figure has come under fire, with some experts saying that divorce is on the decline. But whatever the figure, divorces are common enough. While it is unromantic to consider the possibility after saying “I do,” the fact is,
Saving money at the grocery store

Saving money at the grocery store

The old adage says that nothing is certain except for death and taxes. A third thing might be that the cost of groceries will always rise. Food prices have been escalating at a greater rate than other goods lately, due to unseasonable weather conditions in many regions. Here are some helpful tips to keep you
Artist's rendition of the Kickstarter logo.

How to wage a successful Kickstarter campaign in 4 key steps

Kickstarter has become a wildly popular way to advertise or provide all-or-nothing funding for creative projects, independently crafted. Millions of dollars have been raised for countless projects, all through online crowdsourcing that helps creators meet meet their funding goal. However, success is not guaranteed. Here’s how to wage a successful Kickstarter campaign in four steps.

How to treat summer bee stings

Most of the nation is experiencing record heat this summer. With the heat and elevated humidity come insects of all kinds. It naturally follows that, with more bees, come more bee stings. This is a serious situation for those with allergies. For the rest of us, they are just painful irritants. Treating them quickly, however,
tooth paste

Frugal toothpaste: healthy for teeth and pocketbook

Toothpaste is a commodity we all use every day. In the interest of being frugal in the economic downturn, we offer some suggestions of ways to keep your teeth healthy and your costs low. It adds up Although toothpaste is not a horribly expensive item, it can add up, especially if duplicated for multiple bathrooms
garage sale

Making your garage sale a success

Garage and yard sales are a summer tradition for many families. It’s a great way to get rid of a year’s worth of clutter and to make a little pocket change besides. In these tough economic times, anything helps. Here are some tips for getting the most out of your sale. Forecast, clear and sunny
online dating

Pay vs free online dating sites

According to the Wall Street Journal, as of 2010, 60 percent of all heterosexual couples met online. It is only logical to assume that figure has increased in the last two years. Many in this economic downturn are likely in a quandary about whether there is an advantage to using a paid dating site vs