Financial Planning

Ways to save money on college textbooks

collection of textbooks

In addition to the increasing cost of college tuition, students and parents have to shell out a lot of money every year for textbooks. The cost of textbooks can be considerable, but there are ways of saving money on textbooks that can be put to use this fall.
Never buy from the bookstore
After paying tuition, one of the greatest costs that students encounter while at an institution of higher education is that of textbooks. They are a pesky expense, but just because they are required for class doesn’t mean everyone has to pay full price. For starters, according to CBS, check [...]

How to avoid money arguments, for couples

A man and woman are in the middle of an argument.If fighting about money defines your coupling relationship, try these strategies for how to avoid money arguments.

Prenuptial agreements: Not just for royalty anymore

Artist's cartoon rendering of a man and woman kissing before a downtown skyline, at night.While romantics scoff at the notion, legal experts advise couples to consider prenuptial agreements before entering into marriage.

Free term life insurance is available now

A 1950s-era photograph of a father and young daughter sitting on a grassy lawn.MassMutual Financial Group of Massachusetts is offering free term life insurance of $50,000 to apply to dependents' education.

Investing basics and how NOT to invest

A blonde woman wearing a business suit.Armed with some basic investing ideas – including knowledge of how not to invest – you can build wealth with confidence.

Choosing the certificate of deposit that is right for you

Clip Art image of a bank building with a dollar sign superimposed in the top-right corner of the frame.A certificate of deposit is a safe way to earn interest on your money. Read here for advice on choosing the right type of CD for you.

More Americans get shortchanged by taking Social Security early

taking social security earlyEach year a person waits for Social Security brings a greater risk-free return for retirement than taking the money early and investing it.

Why the Alternative Minimum Tax should be changed by Congress

middle class amtThe AMT was created four decades ago to close loopholes for wealthy taxpayers, but today it places an extra tax burden on the middle class.

Five budgeting tips that help cut the cost of convenience

A typical fast food stand on Blackpool promenade.Many American families and individuals can use these smart spending tips to help cut back the overgrown cost of convenience, a budget killer.

Funding Christmas gift ideas on a budget 2010

Christmas 2010Planning your Christmas gift ideas on a budget is easy. But first things first, you need to find out how much money you can afford to spend.

Black Friday shopping ideas 2010

Red shopping cartsAre you ready for Black Friday 2010? Here are some Black Friday shopping ideas that will help you get the most this year's shopping fest....

Using a personal loan for credit card debt could be a good move

get rid of credit card debt with a personal loanIgnore debt relief ads and consider getting rid of credit card debt by taking out a personal loan with a lower interest rate than your cards.

Payday loans can prepare you for winter

A couple smililng and standing near a newly repaired vehicle.Do you live in an area where you are going to need to perform some car maintenance for winter? Don't drive an unsafe car--get a payday loan.

Parenting discipline: Are you raising spoiled children?

Money burningRaising spoiled children is very damaging, especially for the child's future financial and emotional welfare. Learn how you can void this...