Some green technologies are a waste of green

*+-Going green, or relying on environmentally friendly or less wasteful technologies is a good thing, especially if it saves money. However, some green home improvements just throw green from the wallet into the compost heap. Break like the wind Wind power, one of the most popular methods of renewable energy generation, is capable of generating

Citigroup pushing record number of credit card offers via mail

*+-With business sagging, Citigroup Inc. is making a major push for credit card customers, reports the Wall Street Journal. Coming to a North American mailbox near you in the third quarter will be an estimated 346 million credit card offers, according to figures compiled by research firm Synovate. That’s more than one for every man,

Gas prices remain high despite expert predictions

*+-According to the usual predictors, gas prices should be down. But though oil has been less than $90 a barrel since early August, prices at the pump remain about the same as they were 30 days ago. There are several factors contributing to the stubbornness of the pump numbers. About the same as last month

Oktoberfest another tragic victim of inflation

*+-Many things have become costlier than they used to be as a result of recent economic conditions. Inflation has also conspired to make just about everything cost more — including things that really hurt, such as the famed Munich Oktoberfest. Beer price inflation higher than economic inflation Sometimes a dour economy can hit people where

Netflix CEO apologizes and says company will split in two

*+-Not long ago Netflix was one of the most successful businesses going in the economic slowdown. However, several questionable decisions made by management recently have shaken its popularity with customers and investors. The company’s CEO apologized, admitting mistakes, and laid out plans the company has for major changes in how it will operate. ‘I messed

Kids and cellphones: Knowing when the time is right

*+-Many parents wrestle with whether a child should have a cellphone, and some will cave beneath the social pressure and make the purchase. If you’re a parent teetering on the edge of a cellphone buying decision, consider some advice on kids and cellphones, courtesy of the National Consumers League. Kids using cellphones: They’re getting younger

How to stop debt from ruining marriage

*+-Marriage is a major undertaking that can forever change your life. When marriage and debt are combined, it can get ugly. Not only does it cause tension between husband and wife, it can teach children negative financial lessons that take years to unlearn. Learn how to stop debt from ruining marriage in five steps, suggested

Bankruptcy filers are more educated, older, make more money

*+-It still pays to get an education, but maybe not quite as well as it once did. A new study indicates that the number of college educated people filing for bankruptcy has risen by 20 percent over the last five years. The study also shows increases in age and income of filers. College-educated, higher-income earners

Funeral costs still on the rise

*+-The death of a loved one is a taxing event emotionally, and the costs associated with death are only increasing. Funeral and burial costs have been on the rise for years and show no signs of slowing. Governments having to shoulder cost of more burials The cost of a burial, funeral costs and dealing with

Beware of cancer scams when considering charitable giving

*+-Giving to charity or helping a person in financial need is a wonderful thing to do. However, scams are everywhere, and dastardly people will even turn to cancer scams to fleece people. Common charitable cause a hotbed of fraud Many people donate money toward cancer research or to help fund treatment. One of the largest

Coupon clipping can help, but it has a dark side

*+-Anything that saves us money in this troubled economy is worth pursuing. Coupon clipping can help keep grocery and other expenses down, and those savings can add up. But there is a dark side to couponing. Popularized the a TLC reality show “Extreme Couponing,” for some the practice can become an obsession that consumes their

Rent out your bathroom with CLOO app

*+-Do you hate searching for restrooms in the big city? Do you like meeting new people and earning money in the process? Experience the best of both worlds with CLOO’, the iPhone app that enables you to rent out your bathroom for friends (and friends of friends) in your online social network. CLOO’, as in

Economic growth depends on spending and paying bills on time

*+-Just a few years ago, credit cards were the way most of us lived above our means. But since the Great Recession of 2008, Americans have been working hard to wean themselves off of the credit card habit. And while that may be wise and responsible from the standpoint of personal finances, the good sense

Is Obama job-training plan doomed to fail?

*+-In his speech Thursday, President Obama proposed a series of new federal jobs and job-training programs for young people and the long-term unemployed. Yet thousands of critics are less than enthusiastic, notes the Wall Street Journal. The federal government has tried such programs for more than 50 years, and each one has failed in large

H&R Block removes refund anticipation loans from menu next year

*+-H&R Block, the largest tax preparation service in the nation, has announced it will not offer refund anticipation loans next year to consumers. The loans, which are a cash advance against a tax return, are controversial, and Block says they aren’t necessary. Tax firm did well enough without them Earlier this year, H&R Block announced

Student loan default at highest level in years

*+-Student loan debt has surpassed credit cards on the consumer debt scale, and experts predict the trend to continue. According to the latest U.S. Department of Education data, federal student loan default rose sharply in fiscal 2010. Overall, 8.8 percent of borrowers defaulted. The number increased to 15 percent within the first two years of

Americans below poverty line hits highest number on record

*+-  A Census Bureau report Tuesday revealed that more and more Americans are losing the battle to stay afloat in a stormy economy that refuses to quell. The number of Americans living below the poverty line increased in 2010 to its highest number since the bureau started keeping such records in 1959. Highest percentage since