Monthly Archives: December 2009

Consumer Credit Availability and Financial Exclusion in Australia

Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.Payday loans face a low APR cap in Australia, but Nicola Howell suggests that more rate cap diversity/flexibility remain in place to aid at-risk consumers.

Renters Use Short Term Loans to Handle Housing Issues

Renters are using short term loans to manage housing issues as many properties are going into foreclosure.

Investors Use Short Term Loans to Flip Foreclosed Houses

House flipping is proving lucrative for investors who use short term loans to build wealth...

If you Need Money Now, try Earning Online

Image from PicasaThere are many people looking for a way to earn extra cash these days. For those who need money now, online opportunities may be the answer.

Legislation Set to Police Payday Loans and High-Cost Trades

Capitol Building image from Flickr.The House just passed new financial regulations set to oversee transactions from everyday payday loans to high-end trades...

Can You Find Debt Relief and Still Go Green?

Consumers trying to go green can save, but they have to compare items wisely in order to save money to pay down debts.

Man Wins Lottery, Leaves Wife Facing Foreclosure

Arnim Ramdass left his wife, Donna Campbell, after winning the lottery, leaving her with nothing more than a foreclosed home. (Photo via sophistechate, Flickr.com)A Florida man wins lottery and leaves wife, Donna Campbell, who is now facing foreclosure and homelessness. But where is Arnim Ramdass? READ MORE >>>

If Payday Loans are Necessities It May Be Time to Rent

Image from Flickr.If consumers are using payday loans to cover bills consistently, it may be a better decision to sell their property altogether...

On Credit Repair and Debt Literacy

Credit repair is possible, but only if you increase your debt literacy. (Photo: flickr.com)Financial and debt literacy are two areas where Americans are lacking, according to a recent Dartmouth/Harvard study. With knowledge, credit repair is possible

Interviewing Mistakes that Could Cost You a Job or Fast Cash

There are certain things you just don't do during an interview.Take a look at these interviewing mistakes that could cost you a job – and might lead to a fast cash advance.

Celebrate New Year’s Eve even if You have no Money Now

Image from Flickr.No one wants to miss out on ringing in the New Year in style just because they have no money now. Get the secrets for a great low-cost bash!

Boeing 787 Dreamliner Finally Flies | Going Green in the Skies

Image from Wikimedia.Frequent flyers, environmentalists and several others have been looking forward to the maiden voyage of the Boeing 787 Dreamliner for two years...

Starting a Small Business

Small business ideas are great for starting small. If you don't have lots of capital, try to start an online business!A brief article explaining the first steps to starting a small business.

Short Term Loans Being Used to Fund Health Care Costs

As the Obama administration works to sort through the health care issue, Americans are left to use savings and short term loans to manage costs...

Seniors Using Installment Loans to Get Through Retirement

Start planning for retirement early.Seniors are continuing to use installment loans and rely on family help to get through their golden years...

How to Buy Groceries when Pay Day is Far Away

Plan ahead to save money on groceries.Sometimes it can be tough stretching the grocery budget out until pay day. Following these simple tips can help...