When to Say ‘No’ To Requests for More Money

*+-More Parents in Debt Hundreds of adult Americans, aged 22 and over, are working full time and earning a decent wage, yet they depend on their parents for financial assistance. These are students who have urged their parents to take out personal loans to finance their education. Having convinced their parents about the necessity to

Credit is Key to Managing Mortgage, Car and Installment Loans

*+-Delinquencies on credit card payments are falling Installment loans are still popular, but surveys are showing that Americans are getting better at managing their credit. TransUnion made a prediction recently that credit card delinquencies should continue to fall throughout 2010, but at a much slower rate. Their studies showed that people want to pay off

Section 529 Plan Better Option than Personal Loans

*+-The 529 plan’s purpose Although some parents are using personal loans to fund their child’s college education, more and more are jumping on the 529 bandwagon. The 529 college savings plan was first introduced to the market in 1996. It offers people a tax-advantaged way to save for the expense. With private colleges costing more

How Do I Apply for a Pay Day Loan?

*+-How Do I Apply for a Pay Day Loan? Need money in a Hurry? Anyone in need of cash in a pinch should consider the option of taking out a pay day loan. If you have never heard of pay day loans before or only have a vague understanding of what they are then you

Is the 40-Year Mortgage Really An Answer to Debt Relief

*+-The 40-year mortgage The 40-year mortgage is growing more popular, but is it a true answer to debt relief? Many loan officers are promoting lower mortgage payments, citing the 40-year long term as a huge benefit to cash-strapped homeowners. But how exactly are they beneficial? President of MortgageGrader.com, Jeff Lazerson, stated that the 40-year mortgage

Consumers Using Personal Loans as Unemployment Rate Soars

*+-Job Creation Still Key to Economic Turnaround Personal loans are still funding people’s lives as the unemployment rate still suffers. In the month of November the number of jobs lost was greater than the number created. This is telling of the true state of the economy because limited job creation initiatives mean that the economic

Installment Loans Fund Businesses But Failure May be Best Asset

*+-Metro Box Company Marty Metro funded his small business with savings, installment loans, and bank lending. His business was eco-friendly by providing used moving boxes to the greater metro area. He quickly opened one business, then another, and then another. With a total of three locations, most people believed his business was the next big

How Being Low on Money Now can Bring Positive Change

*+-How Being Low on Money Now can Bring Positive Change Scaling Back can have Advantages A recent article on USNews.com tells the story of one of the many former middle class workers who has lost her job within the last year and has had to find new ways to bring in money now. This is

Avoid Personal Loans and Debt by Staying Healthy

*+-Healthcare Insurance Costs Sky High Healthcare insurance was never cheap to begin with and has always been a strain on personal finances. With the cost of living now on the rise, many people are forced to take out personal loans to meet their expenses, including healthcare insurance. Rather than taking a loan to add to

What is Boxing Day? Past, Present and Urban Legends

*+-How Boxing Day started In many countries, Dec. 26 is Boxing Day. However, in countries such as Canada, where Boxing Day is a bank holiday, Boxing Day will be observed Monday. That means banks and some other businesses will be closed. Boxing Day, in general, simply refers to the day after Christmas. Boxing Day traditions

Saving Money By Taking Advantage Of Promotions

*+-Is coupon clipping worth the effort? Generally speaking, old fashioned coupon clipping probably is not worth the time and energy it takes to organize everything, but things have changed today. The rise of relationship marketing – whereby advertising revenue is spent on developing customer loyalty as opposed to mass advertising – and the Internet have

Is It Time for an Overhaul of the Healthcare System?

*+-Merry Christmas If this was what the Democrats intended to say, they have managed to come close by clinching a deal on healthcare reform. If the news is true, it will be a relief to a number of Americans struggling to meet the basic costs of healthcare. Some people must even take out personal loans

Nine Powerful Keys to Financial Freedom

*+-Step by Step Success Strategies Success Key Number One Accept that financial freedom is possible. Many cannot imagine going through debt repair, being debt free or possessing the freedom to design one’s own lifestyle by having access to a healthy cash flow. Therefore, the first step in achieving financial freedom involves believing that such a

If You are Low on Money Now, Creating a Family Budget can Help

*+-If You are Low on Money Now, Creating a Family Budget can Help Getting Down to Business If you are low on money now you are not alone. There are many families who are struggling to make ends meet these days. One thing that can help, if you have not done this already, is to

Payday Loans Up To $1,500 With No Credit Checks

*+-Quickly Take Advantage Of Your Chance To Get Your Payday Loan! You can get your cash in as quickly as two hours in some cases. The average payday loan application time is around 2.5 minutes. In some cases, applications can take up to 3 more minutes to be processed. Some payday lenders who approve your

I’ll Have a Green Christmas

*+-Is Christmas a waste? Christmas is a time of joy, when we get to see loved ones we haven’t seen for a while. Christmas in many families is filled with history and tradition. Christmas has a lot of pros, but it also has more than a few cons. One of the biggest problems with Christmas

Personal Loans Help Adults, But What About Educating Children

*+-The recession and teaching children about money Anne Fillmore of Branson, Missouri said, “I had to take out personal loans to make it through the economy during the recession. I don’t want that for my children.” Now that the recession is over, many parents are reflecting and coming up with the same sentiment. People were