Paul Ryan

GOP want to kill ACA to keep life-long coverage

As an exercise in defiant futility, House Republicans have now voted 33 times to repeal the Affordable Care Act, ACA. Their repeated claims that the law is “job killing” and will hike the taxes of the middle-class to unheard of proportions have been refuted in earlier editorials. Many progressive analysts have posited that the unrelenting
airfare

Flying the frugal skies

Business and personal air travel is up, in spite of higher fares. By shopping around and not being a slave to package deals, a frugal traveler can save big. Meanwhile, airlines say they are forced to keep fares high because of federal demands. In response, they are taking a “too big to fail” attitude with
Photo of Capitol Hill, Washington, D.C.

Marketplace Fairness Act of 2013 would begin online sales tax

Online retailers have managed to put up enough resistance to keep this from happening, but Congress has remained undeterred. California Congresswoman Jackie Speier has introduced the Marketplace Fairness Act of 2013. The proposed legislation is another attempt to institute a national online sales tax. Not the first attempt at an online sales tax A small
Disneyland Paris.

House of Mouse killing Disney Movies Online

Disney recently announced that it will be closing down its streaming service, Disney Movies Online. The real news to most readers, however, will likely be that it ever had one to begin with. With its narrow focus, the service never really caught on in a significant way. Disney Movies Online platform sinking The family entertainment
Insurance

Insurance polices you need and do not need

According to the Insurance Information Institute, Americans spend more than $1.1 trillion on insurance premiums a year. In these economic times, not many can afford to pay for policies that they will likely never need. So it is important to know what kinds of policies you need, and which one you can get away without
For Rent

US Government considering renting out foreclosed homes

The foreclosure crisis has had a wide variety of long-lasting effects. In the wake of homeowners losing their homes, the rental market has become flooded with potential renters. The federal government, owner of nearly 250,000 foreclosed homes, is considering renting out those properties to help prop up home prices. Government-owned foreclosures Frannie Mae and Freddie
Spa

DIY is becoming more common every day

When it comes to trying to cut expenses and save money, doing it yourself, DIY, is often one of the first suggestions. A recent survey by JPMorgan Chase has found that more people are going to be trying to doing it themselves more often in 2013. The DIY numbers In 2012, many people are planning
A billboard that reads “Time to buy foreclosures!”

How to succeed at a foreclosure auction

Looking for a foreclosure property? You’ll want to know how to find a trustee sale (aka foreclosure auction), where the trustee of the mortgage is making the property available for sale. Here’s how to find foreclosure auctions in your area, as well as what to expect from such undertakings. Foreclosure auction tip No. 1 –
Tax debt

IRS expands its taxpayer forgiveness program

The Internal Revenue Service (IRS) announced Monday that it will be expanding its “offer in compromise” tax debt forgiveness program with some key changes that will make it easier for more middle-income Americans to pay down their delinquent tax debt. A more flexible Fresh Start The changes to the “offer in compromise” program, part of
Kinetic Use of color to add 3-D effect on 2-D digital medium; Explored Use of an Impressionistic Brush style. Depiction an oak in Autumn.

Things to buy during fall

It’s fall, and Thanksgiving is fast approaching. That means Black Friday is waiting in the wings, too. In order to enjoy big fall savings, here are some things to buy during fall. Things to buy during fall No. 1 – Lawn furniture The season for outdoor barbeques and lounging on the patio may be gone,
A bloody frightening dude at a haunted house.

How to make a haunted house without spending a bundle

Halloween is almost here, and you’re running out of options for ways to show your neighbors that you have spirit and a sense for the macabre. Scare your neighbors with these do-it-yourself ideas for how to make a haunted house! How to make a haunted house tip No. 1 – Plan a path Shape and
Wal mart

Walmart faces class-action suit in Chicago

Walmart, the world’s largest retailer, along with two temporary employment agencies, are facing a lawsuit in Illinois. The suit alleges that temporary workers were forced to work through their breaks, come in early and stay late, with no overtime compensation. Walmart faces proposed class action The suit was filed Monday, Oct. 29, in the Chicago

Layaway back at Walmart and other stores

As the past few years have made it harder for people to justify making large purchases on credit cards, stores have been starting to bring back layaway. Paying for things on the installment plan has become more popular, as Walmart and other retailers are prominently featuring their layaway plans. Walmart rolls back its roll back

Cell phone carriers and FCC reach agreement over bill shock

Many people have opened a bill from their cellular phone company to discover it’s drastically inflated; this is often called “bill shock.” Federal regulators and cellular carriers have reached an agreement to let people know in advance if they are due to get a big bill. Cell phone bills got attention from Feds Last year,
Whistles

Being a whistleblower can really pay and really cost

There are rewards offered by various government agencies for being a “whistleblower,” or informing of law-breaking going on in various areas. Whistleblowers do stand to make a fortune in some cases, but it can come at a cost. Man receives third 7-figure whistleblower reward CNN reported recently that an anonymous whistleblower, who goes by the
Joe Lieberman

Major banks hit by rash of expert cyber attacks – Part 2

A spate of “denial of service” cyber attacks have frustrated the nation’s largest banks over the past week. But who is responsible for the attacks? Although one group is taking credit, there are many who doubt the trustworthiness of those boasts. Islamic group claims responsibility for cyber attacks An Islamic extremist group, Izz ad-Din al-Qassam
elderly

The best and worst states to grow old in

The elderly are one of the demographics hit hardest by the recession and the ensuing downturn. But things could be getting even worse for them still. As campaigning politicians promise to cut government benefit programs, a new study suggests that many of the nation’s elderly could not survive without them. The study breaks down which